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EBT
 

Electronic benefits transfer (EBT) is an electronic system that allows recipients of government benefits to authorize transfer of their monetary benefits to a retailer in order to purchase products. EBT is also used in many states to issue food stamps. EBT recipients receive a plastic card and a personal identification number (PIN), similar to a debit card, which is connected to an account that is replenished on a monthly basis.

At the point of sale (POS), an EBT recipient's card is swiped through a terminal and the recipient enters the PIN number to access his or her account. The processor then verifies the PIN and the account balance, and sends an authorization or denial back to the retailer. If authorized, the recipient's account is then debited for the amount of the purchase, and the retailer's account is credited. No money and no food stamps change hands. Payment is made to the merchant through a settlement process normally at the end of the business day.

Recommended Terminals
 
Nurit 8020
Supports: Credit, Debit, Gift Cards, Visa®, MasterCard®/ Diners Club®, American Express®, Discover®, JCB®, TeleCheck® Paper Warranty and Verification
Uses: Retail, Restaurant, Household trades, Supermarket, Automotive, Travel and entertainment – including sporting events, taxi and limousine
Connections: Dial-up, GPRS-Wireless
The NURIT 8000 terminal, with wireless capability, lets you authorize electronic purchases virtually anywhere. Now, you can accept the same payments at the same rates as cable-connected terminals.

The NURIT 8000 terminal, with wireless capability, lets you authorize electronic purchases virtually anywhere. Now, you can accept the same payments at the same rates as cable-connected terminals. When you’re working in a low- or no-coverage area, the store-and-forward capability captures transactions to be uploaded later.

The NURIT 8000 terminal averages transaction speeds of two to five seconds and is Payment Card Industry (PCI) PIN Entry Device (PED) approved to meet the latest requirements for security and fraud protection.

Here’s How It Works

The NURIT 8000 terminal accepts credit cards (including Visa®, Discover®, Mastercard®/Diners Club®, and JCB®) as well as Personal Identification Number (PIN) and signature debit cards. This terminal processes transactions through a GPRS wireless connection, with dial backup. The sleek, ergonomic design, high-quality backlit keyboard and large LCD display make the terminal easy to use and read, day or night. Your customers can use the secure, built-in PIN pad for PIN debit transactions. The built-in rechargeable lithium ion battery lasts approximately 12 hours for a full shift of service.

The NURIT® 8000 wireless terminal caters to merchants who run a business in a non-traditional location with no access to phone lines and electrical outlets. This terminal provides the flexibility to move beyond cash-only transactions and accepts credit and debit cards virtually anytime, anywhere. Its wireless modem accesses the AT&T Wireless® GPRS network.

Merchant Advantages:

  • Conduct business where phone lines and electrical power don’t exist
  • Reduce credit card fraud and chargebacks
  • Get authorization in seconds for fast, convenient transactions
  • Enjoy card-present rates without a phone line connection
  • Present a professional image

Help Your Customers:

  • Pay for purchases with greater confidencein accuracy and security
  • Know immediately whether a transaction was authorized
  • Supply customers with a printed receipt

Features:

  • PCI PED approved
  • Operates on the GPRS cellular wireless network
  • Built-in, rechargeable, replaceable lithium ion batteries
  • Sleek, ergonomic design, high-quality backlit keyboard and large LCD display for easy use and reading, day or night
  • Programmable quick keys
  • Dual-track bidirectional magnetic card reader
  • Store-and-forward capability for offline capture and upload of transactions in no-coverage areas
  • Quiet, graphic thermal printer with easily loaded paper mechanism
  • High speed 12.5 lines-per-second thermal printer

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*Equipment offer is brought to you by Jack Roessell, Scott Corlew DBA Cardservice 101. Call for details.

  

Services by Cardservice International.
© 2009 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.
American Express requires separate approval.

FDIS Agent #14261 is an Independent Agent Office of Cardservice International


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